Disclaimer

1. Nature of the service

DEVIS provides investigative exposure intelligence for professional and institutional decision-making. We identify, structure, qualify, and map material exposure signals from available information, and we set out what was found, how far it is verified, what remains unresolved, and what the exposure may affect in the context of the client’s stated decision.

2. Not regulated advice

DEVIS does not provide legal, tax, accounting, audit, investment, valuation, lending, regulatory, insurance, cyber, financial promotion, brokerage, fiduciary, or other regulated advice.

Nothing on this site, in a call, in a sprint, or in a DEVIS deliverable should be relied upon as regulated advice or as a substitute for advice from a suitably qualified professional.

3. No recommendation — the decision remains with the client

Nothing DEVIS provides is a recommendation to proceed with, decline, price, finance, lend to, acquire, invest in, insure, structure, approve, reject, or enter into any transaction, relationship, mandate, or commitment.

DEVIS does not make the client’s decision and does not replace the client’s independent judgement. Any decision, and its consequences, remain solely with the client.

4. Information limits and point in time

Findings reflect available information at a point in time. They are not a guarantee of completeness. Information may be unavailable, inaccurate, incomplete, withheld, not reasonably discoverable, later corrected, or later changed.

DEVIS works from lawfully accessible sources and from material the client chooses to provide. It does not warrant that all relevant information has been identified.

5. Evidence qualification

Material findings are qualified by verification status: confirmed, unverified, contradictory, or unresolved. These qualifications, together with source limitations, assumptions, and unresolved points, are part of the finding and should not be removed, obscured, or read out of context.

6. No warranty of outcome

DEVIS does not warrant that a person, company, counterparty, transaction, or relationship is safe, unsafe, suitable, unsuitable, truthful, untruthful, investable, non-investable, creditworthy, non-creditworthy, compliant, non-compliant, or free from risk.

DEVIS provides evidence-qualified exposure intelligence. The client remains responsible for its own decision, judgement, adviser input, and risk appetite. DEVIS does not remove risk; it makes exposure clearer before a commitment is made.

7. Professional and institutional use only

DEVIS is intended for professional and institutional decision-making. It is not intended for, and must not be used for, consumer, employment, tenant, credit, insurance, public-naming, media, marketing, blacklisting, or defamatory purposes, or for any other consumer-facing or public-facing determination.

8. Use and reliance

A DEVIS deliverable is prepared for the client, the agreed recipient group, and the stated purpose. It should not be relied on beyond that purpose, scope, date, or evidence limits, altered in a way that changes its meaning, or distributed outside the permitted recipient group unless agreed in writing.

9. Website content

Content on this site is provided for general information only and may change without notice. It does not create an engagement, client relationship, fiduciary relationship, advisory relationship, or duty of care unless and until a written engagement has been agreed.

10. Liability

To the extent permitted by law, DEVIS is not liable for decisions taken, not taken, delayed, changed, priced, structured, financed, rejected, approved, or otherwise affected by the client or any third party on the basis of a DEVIS deliverable or of site content.

Any liability in connection with an engagement is limited as set out in the applicable engagement letter, order form, or written engagement terms. Nothing here excludes liability that cannot legally be excluded.

11. Governing law

This Disclaimer, this site, and any non-contractual obligations arising from or in connection with them are governed by the laws of Switzerland, unless a signed engagement letter or order form states otherwise. The Swiss courts have jurisdiction, subject to any contrary provision in the applicable engagement documentation.

12. Related documents

This Disclaimer should be read together with the Terms of Use, the Privacy Notice, and the Security & Discretion page. Questions: contact@devisos.com.