Terms of Use

1. Who we are

This site is operated by DEVIS by Nathan Office (“DEVIS”, “we”, “us”), based in Switzerland. “You” means a visitor to this site, a prospective client, a client, an authorised user, or any person accessing DEVIS materials.

2. What DEVIS provides

DEVIS provides investigative exposure intelligence for professional and institutional decision-making. We identify, structure, qualify, and map material exposure signals from available information. We set out what was found, how far it is verified, what remains unresolved, and what the exposure may affect in the context of the client’s stated decision.

3. What DEVIS does not provide

DEVIS does not provide legal, tax, accounting, audit, investment, valuation, lending, regulatory, insurance, cyber, financial promotion, brokerage, fiduciary, or other regulated advice.

Nothing on this site, in a call, in a sprint, or in a DEVIS deliverable is a recommendation to proceed with, decline, price, finance, lend to, acquire, invest in, insure, structure, approve, reject, or enter into any transaction, relationship, mandate, or commitment.

Any decision, and its consequences, remain solely with the client.

4. Engagements and scope

The scope, deliverables, permitted use, timelines, fees, confidentiality obligations, recipient group, handling requirements, and any special restrictions of an engagement are agreed in writing before work begins.

Findings reflect available information at a point in time. They are not a guarantee of completeness. Information may be unavailable, inaccurate, incomplete, withheld, not reasonably discoverable, later corrected, or later changed.

DEVIS may decline, narrow, pause, or stop work where the requested scope is unsuitable, unlawful, disproportionate, outside DEVIS’ professional use case, or inconsistent with its operating standards.

5. Use of deliverables

A DEVIS deliverable is prepared for the client, the agreed recipient group, and the stated purpose. You agree not to:

• represent a DEVIS deliverable as regulated advice;
• rely on it beyond its stated purpose, scope, date, or evidence limits;
• remove or obscure evidence qualifications, source limitations, assumptions, unresolved points, or verification markers;
• alter the deliverable in a way that changes its meaning;
• distribute it outside the permitted recipient group unless agreed in writing;
• use it for consumer, employment, tenant, credit, insurance, public naming, media, marketing, blacklisting, or defamatory purposes;
• use it unlawfully or in a way that infringes the rights of any person.

6. Confidentiality

DEVIS treats engagements, client identities, subjects, source material, work product, communications, and deliverables as confidential, subject to the engagement terms and applicable law.

Specific confidentiality, permitted-use, retention, distribution, and access-control provisions are set out in the applicable engagement letter, order form, or written engagement terms.

7. Client responsibilities

The client is responsible for:

• providing accurate information where it chooses to provide material;
• identifying the decision context and intended use of the work;
• ensuring it has authority to provide any material supplied to DEVIS;
• ensuring internal use and onward distribution comply with the engagement terms and applicable law;
• taking its own legal, tax, accounting, investment, valuation, lending, regulatory, and other professional advice where required.

8. Intellectual property

The deliverable prepared for the client may be used for the agreed purpose, subject to the engagement terms.

The DEVIS platform, methodology, templates, analytical structures, workflows, prompts, source-selection logic, scoring logic, consequence-mapping logic, system architecture, processes, know-how, and underlying methods remain the property of DEVIS. They may not be copied, reverse-engineered, extracted, reproduced, repackaged, benchmarked, trained against, commercialised, or reused without written permission.

9. Fees

Fees, platform access, sprint pricing, credits, retainers, partner terms, payment terms, and any other commercial arrangements are agreed in writing before work begins.

DEVIS may withhold access, suspend work, or decline further delivery where payment, onboarding, scope, compliance, or engagement requirements have not been satisfied.

10. No warranty of outcome

DEVIS does not warrant that a person, company, counterparty, transaction, or relationship is safe, unsafe, suitable, unsuitable, truthful, untruthful, investable, non-investable, creditworthy, non-creditworthy, compliant, non-compliant, or free from risk.

DEVIS provides evidence-qualified exposure intelligence. The client remains responsible for its own decision, judgement, adviser input, and risk appetite.

11. Liability

To the extent permitted by law, DEVIS is not liable for decisions taken, not taken, delayed, changed, priced, structured, financed, rejected, approved, or otherwise affected by the client or any third party on the basis of a DEVIS deliverable.

Any liability in connection with an engagement is limited as set out in the applicable engagement letter, order form, or written engagement terms. Nothing in these Terms excludes liability that cannot legally be excluded.

12. Site content

Content on this site is provided for general information only. It may change without notice.

Site content does not create an engagement, client relationship, fiduciary relationship, advisory relationship, or duty of care unless and until a written engagement has been agreed.

13. Governing law and jurisdiction

These Terms, this site, and any non-contractual obligations arising from or in connection with them are governed by the laws of Switzerland, unless a signed engagement letter or order form states otherwise.

The Swiss courts have jurisdiction, subject to any contrary provision in the applicable engagement documentation.

14. Contact

Questions about these Terms: contact@devisos.com.